General Liability

  • January 05, 2026

    Insurer Drops Nonpayment Suit Against Colo. Data Center

    Zurich American Insurance Co. indicated Monday it plans to dismiss its claim that a Denver-based data management company failed to pay nearly half a million dollars for an additional premium for new construction projects.

  • January 05, 2026

    EA Not Covered In Video Game Addiction Suit, Insurer Says

    A Nationwide unit said it has no duty to defend or indemnify video game company Electronic Arts Inc. against claims that it caused a minor's gaming addiction, telling an Arkansas federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.

  • January 02, 2026

    Top Property Insurance Trends To Watch In 2026

    Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching this year.

  • January 02, 2026

    The Top General Liability Cases To Watch In 2026

    State courts across the country will evaluate general liability policy language in the new year as the Illinois Supreme Court tackles whether certain regulatory permits serve as an exception to a pollution exclusion and a Delaware trial court considers possible coverage of talc claims. Here, Law360 looks at the top cases to watch in 2026.

  • December 23, 2025

    NY Judge Halts Excess Coverage Denial For 'Mutual Mistake'

    A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over the scope of coverage.

  • December 23, 2025

    Top North Carolina Cases Of 2025

    A sweep of settlements in major lawsuits punctuated the second half of the year in North Carolina, from a record-breaking wrongful death deal to an eleventh-hour resolution in a lending fight over a biogas development project. Here are some of the top North Carolina case outcomes in the second half of 2025.

  • December 23, 2025

    Funeral Home Says Insurer's Fire Coverage Suit Is Premature

    An insurer's suit seeking to avoid covering a tree company accused of causing a fire that resulted in $2 million in damage to a funeral home's property is premature and should be tossed, the funeral home told a Florida federal court.

  • December 23, 2025

    Co. Owes $3M For Factory Blast, Insurers Say

    An explosion prevention system provider owes over $3 million in damages related to an explosion and subsequent fire at a Kentucky manufacturing facility, the facility's insurers alleged, maintaining that the provider was negligent in the design and maintenance of the facility's system.

  • December 19, 2025

    Driver Scantly Involved In Crash Can't Skirt Liability

    A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to the overall crash, and a jury should determine the insurer's liability in a no-fault dispute.

  • December 19, 2025

    Insurer Says No Coverage For Fla. Condo Evacuation Suits

    An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Florida federal court the property damage began prior to the policy.

  • December 19, 2025

    Geico Agents Secure Some Discovery In Misclassification Suit

    Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them benefits by misclassifying them as independent contractors, an Ohio federal judge ruled.

  • December 19, 2025

    Judge Won't Ax Insurer's $3.2M Coverage Dispute

    An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex where a woman was shot, a Florida federal court ruled.

  • December 18, 2025

    Top Property Insurance Decisions Of 2025

    A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.

  • December 18, 2025

    Top General Liability Rulings From The 2nd Half Of 2025

    The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.

  • December 18, 2025

    Uber Injury Claims Barred By Release, Ill. Panel Says

    An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because of a release agreement he signed when he received a payout from Liberty Mutual.

  • December 18, 2025

    Insurance Litigation Week In Review

    The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a California federal court said a Chubb unit doesn't owe coverage for a tech CEO's living expense claim. Here, Law360 takes a look at the past week's top insurance news.

  • December 18, 2025

    Chemical Co. Seeks Contractor's Coverage For Mercury Suits

    The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage for nearly 200 underlying lawsuits claiming mercury exposure from the facility. 

  • December 17, 2025

    Lighting Co. Strikes Deal In 401(k) Forfeiture, Tobacco Fee Suit

    An automotive lighting company told an Illinois federal court Wednesday that it has settled an ex-worker's proposed class action claiming the business mismanaged forfeited 401(k) funds and failed to inform workers who used tobacco how to avoid paying an extra health plan fee.

  • December 17, 2025

    Great American Says Cryo Unit Co. Hid Facts In Getting Policy

    Insurer Great American has gone to California federal court asserting that it doesn't owe coverage to a cryotherapy unit seller for an underlying lawsuit involving an alleged injury in a hyperbaric chamber at the company's subsidiary, arguing that the cryotherapy company never told the insurer it had a subsidiary.

  • December 17, 2025

    Security Co. Loses $1M Coverage Bid For Pa. Bar Attacks

    A Pennsylvania federal court blocked a security company from seeking up to $1 million in coverage for ongoing litigation stemming from violent attacks against two Philadelphia bar patrons, finding the claims fell within an expansive policy exclusion for assault and battery.

  • December 16, 2025

    NC Law Firm Says Insurer Must Cover Helene Biz Losses

    A North Carolina law firm has accused its insurance company of wrongfully denying coverage for business income losses stemming from Hurricane Helene, saying the suspension of operations during and after the storm is covered under its business owners policy.

  • December 15, 2025

    3rd Circ. Revives $4M Coverage Dispute Over Highway Pileups

    The Third Circuit revived a highway construction company's coverage dispute stemming from lawsuits related to two separate vehicle pileups, finding that a policy issued by one of its excess insurers is ambiguous due to the policy's adoption of unclear language in a preceding policy.

  • December 15, 2025

    Insurer Denies Coverage For Car Shop's Customer Suit

    An insurer told a California federal court it had no duty to defend a car conversion business from a suit alleging it wrongfully used a customer's car in advertisements, explaining that the claims did not fall under the specified ad injury coverage.

  • December 12, 2025

    Insurer Seeks To Deny $2.4M Coverage In Harassment Suits

    An insurer told an Iowa federal court it shouldn't have to pay $2.4 million in coverage to a warehouse and its owner for several underlying judgments related to sexual harassment and employment discrimination lawsuits, and that the case belongs in Iowa, according to an amended complaint filed Friday. 

  • December 11, 2025

    Ore. Ski Areas Face High Insurance Costs, Carrier Withdrawal

    Ski areas in Oregon are one of the latest industries to feel the strain of rising liability insurance costs, compounded by one of the state's insurance brokers leaving the market this fall, as operators are forced to weigh passing costs on to patrons as legislative reform stalls, experts told Law360. 

Expert Analysis

  • Top Considerations For Insurance Companies In 2025

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    As insurance industry participants look to plan for the year, regulatory changes, climate-related challenges, the ongoing effects of social inflation and the potential for significant mergers and acquisitions will be among the key items for insurer boards and management to have on their radar, say attorneys at Debevoise.

  • What Public View Of CEO's Killing Means For Corporate Trials

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    Given the proliferation of anti-corporate sentiments following recent charges against Luigi Mangione in connection with the killing of UnitedHealthcare's CEO, attorneys who represent corporate clients and executives will need to adapt their trial strategy to account for juror anger, says Clint Townson at Townson Litigation Consulting.

  • The 7th Circ.'s Top 10 Civil Opinions Of 2024

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    Attorneys at Jenner & Block examine the most significant decisions issued by the Seventh Circuit in 2024, and explain how they may affect issues related to mass arbitration, consumer fraud, class certification and more.

  • Insurance Considerations For LA Wildfire Recovery

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    Businesses and homeowners affected by the destructive Southern California wildfires must act swiftly and strategically to navigate the complexities of the insurance recovery process, including by identifying all applicable policies, documenting damage thoroughly and keeping abreast of relevant state law, say attorneys at Morgan Lewis.

  • Artfully Conceding Liability Can Offer Defendants 3 Benefits

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    In the rare case that a company makes the strategic decision to admit liability, it’s important to do so clearly and consistently in order to benefit from the various forms of armor that come from an honest acknowledgment, says Ken Broda-Bahm at Persuasion Strategies.

  • What Insurers Should Know About AI Use In Litigation

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    As the use of artificial intelligence in litigation evolves, insurers should note standing court orders, instances of judges utilizing AI to determine policy definitions and the application of evidentiary standards to expert evidence that incorporates AI, says Sarah Abrams at Baleen Specialty.

  • 5 Litigation Funding Trends To Note In 2025

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    Lawyers and their clients must be prepared to navigate an evolving litigation funding market in 2025, made more complicated by a new administration and the increasing overall cost of litigation, says Jeffery Lula at GLS Capital.

  • Rethinking Litigation Risk And What It Really Means To Win

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    Attorneys have a tendency to overestimate litigation risk before summary judgment and underestimate risk after it, but an eight-stage litigation framework can clarify risk at different points and help litigators reassess what true success looks like in any particular case, says Joshua Libling at Arcadia Finance.

  • A Federal Insurance Mandate For Private Aviation Is Overdue

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    A recent private plane crash in California that killed two people and injured 19 others spotlights the dangers of such occurrences — and serves as a reminder that because there is no federal requirement for general aviation pilots to carry insurance, the victims of these accidents are often unable to obtain fair compensation, says Timothy Loranger at Wisner Baum.

  • 6 Predictions For Cyber Risk And Insurance In 2025

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    This year is likely to bring with it some thorny and expensive cyber challenges, including increased ransomware activity, more data breach class actions and continued efforts to define business interruption loss calculations, say attorneys at Wiley.

  • Defense Strategies For Addressing Conspiracy-Minded Jurors

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    As conspiracy theories continue to proliferate and gain traction in the U.S., defense attorneys will need to consider ways to keep conspiracy-minded jurors from sitting on the jury, and to persuade them when this isn’t possible, say consultants at IMS Legal Strategies.

  • Surprise NC COVID Ruling Revises Reasonable Expectations

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    The North Carolina Supreme Court's recent finding in favor of policyholders in a suit for business interruption coverage due to COVID-19 shutdown orders runs contrary to most other state and federal courts' holdings on the issue, and may revitalize the reasonable expectations doctrine in the state, say attorneys at Goldberg Segalla.

  • How Trial Attys Can Wield Amended Federal Evidence Rules

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    Trial lawyers should assess recent amendments to four Federal Rules of Evidence and a newly enacted rule on illustrative aids to determine how to best use the rules to enhance pretrial discovery and trial strategy, says Stewart Edelstein, former litigation chair at Cohen & Wolf.