( January 8, 2025, 2:14 PM EST) -- SAN FRANCISCO — A California federal judge denied a lender’s motion to dismiss a lawsuit brought against it by a borrower who contends the lender violated the Fair Credit Reporting Act (FCRA) and California’s unfair competition law (UCL) by filing a derogatory credit report against him for missing loan payments after transferring the loan without notifying the borrower that his automatic payments would no longer be processed....