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Expert Analysis

The Bank Preemption Ripple Effects After Cantero, Flagstar

By Franca Harris Gutierrez, Julie Williams and Andrew Lindsay (August 30, 2024, 4:12 PM EDT) -- On May 30, the U.S. Supreme Court issued a unanimous decision in Cantero v. Bank of America, vacating and remanding a decision by the Second Circuit that concluded that the federally authorized powers of national banks under the National Bank Act preempted a New York state law requiring banks to pay at least 2% interest on mortgage escrow accounts.[1]...

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